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Schramm Insurance Services Blog

All You Ever Wanted to Know About Insurance

Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in California this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in California, you may own much more...

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Spring is Coming!

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

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Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in California. Schramm Insurance Services wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of...

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Is Your Home Energy Efficient?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in California, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you...

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Avoid Slips and Falls at Your Workplace

Slips and falls are the second leading causes of loss for business in California. And they can be prevented with a few maintenance and cleaning procedures. Most slips and falls are caused by the floor surface being too...

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Saving Money on Classic Car Insurance in California

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance in California. Before you buy If you're thinking of...

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OSHA Offers Free Consultations to Small Business

Did you know the Occupational Safety and Health Administration (OSHA) offers small businesses free, workplace safety consultations? During the OSHA 2010 fiscal year they provided consultations to 26,000 small and...

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Emergency Management Programs

An integral part of your overall business plan: A comprehensive emergency management program is a necessary part of any business, and Schramm Insurance Services wants all businesses in California to be prepared....

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Living on Shaky Ground in Fresno

Believe it or not, every state in the U.S. has some degree of risk from earthquakes, including California. If you live in an area susceptible to earthquakes, make sure you speak with us in order to determine whether you...

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