For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Schramm Insurance Services, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

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Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Clovis...

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