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Schramm Insurance Services Blog

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Do You Need Umbrella Insurance?

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Schramm Insurance Services, we thought it would be fun to give...

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It's Time for Spring Cleaning!

Spring is a time of new beginnings in Central California - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Schramm Insurance Services,...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Schramm Insurance Services want to remind you it's also a great...

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Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in Central California can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Schramm Insurance Services, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

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Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults in Clovis. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean that...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in California or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in California, you may own much more...

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Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in California. Schramm Insurance Services wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of...

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Is Your Home Energy Efficient?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in California, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you...

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Saving Money on Classic Car Insurance in California

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance in California. Before you buy If you're thinking of...

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Living on Shaky Ground in Fresno

Believe it or not, every state in the U.S. has some degree of risk from earthquakes, including California. If you live in an area susceptible to earthquakes, make sure you speak with us in order to determine whether you...

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